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Loan product

SME Loan

Finance working capital, stock, equipment, or business improvements.

Start your application โ†’
About this product

What the loan can be used for.

The SME Loan provides financial support to small and medium-sized enterprises seeking working capital, inventory financing, business expansion, equipment acquisition, or operational improvements. It can help a business pay for stock, equipment, expansion, or operating costs.

Key benefits

  • Working-capital support
  • Inventory financing
  • Equipment acquisition
  • Operational improvement

Who this loan may suit

  • Registered or established small businesses
  • Entrepreneurs with active business operations
  • Businesses seeking productive financing
  • Applicants able to demonstrate repayment capacity

What to prepare

You may need identification, contact details, proof of income or business activity, and documents showing how you will use the loan. Our team will confirm the full list after your enquiry.

Assessment and terms

Approval, loan amount, repayment period, interest, and security requirements depend on our review of the business performance, repayment capacity, collateral, and credit assessment. Terms apply.

How to apply

Four steps from enquiry to decision.

Apply online

Fill in the enquiry form with your contact details and loan needs.

Speak with our team

We call you to discuss your request and explain the documents needed.

Submit documents

Send the documents we request for review and verification.

Receive a decision

We tell you the result. If approved, we explain the final terms before funds are released.

Want to apply?

Send an enquiry. Approval and final terms depend on our assessment.

Apply for SME Loan โ†’